How to Get Emergency Rental Assistance Fast

If you're facing the risk of eviction or struggling to pay rent, there are several ways to get emergency rental assistance quickly in the United States. Here’s a practical guide on how to act fast and where to turn:

1. Start with the Federal Emergency Rental Assistance (ERA) Program

The Emergency Rental Assistance (ERA) program was created to help renters stay housed during times of financial hardship, especially due to COVID-19. It provides funds for:

• Past-due rent
• Future rent payments
• Utility bills

You can apply through state or local programs. Each area may have its own application process, so start by visiting your state or county housing authority website. A searchable list of local programs is available through resources like Affordable Housing Hub and HUD's local listings.

2. Check with Local and State Government Programs

Many counties and cities have their own emergency rental assistance programs. For example:

• Florida has multiple local programs like Hillsborough County’s R3 and Miami-Dade's ERAP 2.3.
• Illinois offers court-based rental aid for tenants with pending eviction cases, and cities like Chicago and Cook County have additional programs.
• California, New York, and Texas also operate large-scale rental assistance portals.

Be sure to check both city and county websites—sometimes one may still have open funds even if the other does not.

3. Apply Through HUD Programs (for Broader Emergency Housing Needs)

HUD (U.S. Department of Housing and Urban Development) provides other options if you're facing a housing emergency:

• Emergency Shelter Grants (ESG)
• Homelessness Prevention and Rapid Re-Housing (HPRP)
• Disaster Housing Assistance Program (DHAP)

These are especially helpful if you’re already experiencing homelessness or are in a transitional housing situation. You can connect through HUD.gov or call the HUD hotline at 1-800-569-4287 for guidance

4. Get Help from Nonprofits and Legal Aid

Many nonprofits and legal services offer rent help or eviction defense:

• United Way (call 211)
• Legal Aid groups (like Eviction Help Illinois)
• Catholic Charities, Salvation Army, and community action agencies may also have rental funds available.

5. Know What You Need to Apply

Have these documents ready for faster processing:

• ID and Social Security number
• Lease agreement
• Proof of income
• Eviction notice (if applicable)
• Utility bills (for assistance with those)